Terms of Service

These Terms of Service (“Terms”) govern your use of the Ruby Capital Group Consulting website and our business consulting services. By accessing or using our services, you agree to these Terms.

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Services Provided

Ruby Capital Group Consulting provides strategic business consulting services, including—but not limited to—business growth planning, operational evaluations, process optimization, and customized advisory sessions.
We do not provide financial products, funding, lending services, or brokerage services.

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Eligibility

To engage with our services, you must:
• Be at least 18 years of age
• Have the legal capacity to enter into binding agreements
• Provide accurate, truthful, and complete information during our engagement

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Consultations & Client Responsibilities

Clients agree to:
• Provide accurate and current information relevant to their business
• Participate actively in consultations and follow-through steps
• Understand that all recommendations are advisory and results cannot be guaranteed

All decisions made based on our recommendations are solely the responsibility of the client.

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Communication Consent

By submitting your contact information, you authorize Ruby Capital Group Consulting to communicate with you via email, phone, and SMS regarding:
• Consultations and scheduling
• Service updates
• Reminders and relevant follow-ups

You may opt out of non-essential communications at any time by following provided instructions or contacting us directly.

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Payment & Refunds

Fees for consulting services are disclosed prior to booking and must be paid as agreed.
Unless otherwise stated in writing:
• All payments are non-refundable
• Any refund exceptions are handled on a case-by-case basis at our sole discretion

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Intellectual Property

All consulting materials, strategies, documents, frameworks, and resources provided by Ruby Capital Group Consulting remain our exclusive intellectual property. You may use these materials for internal business purposes only.
You may not copy, distribute, sell, modify, or share them without written consent.

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Confidentiality

We treat all business information shared with us as confidential.
Similarly, you agree not to disclose any proprietary materials or insights shared during consultations.

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Disclaimer

Our consulting services are provided “as is” without warranties of any kind, express or implied. We do not guarantee financial performance, growth outcomes, or specific business results.
You assume full responsibility for decisions made based on our recommendations.

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Limitation of Liability

To the fullest extent permitted by law, Ruby Capital Group Consulting is not liable for any indirect, incidental, consequential, or special damages arising from your use of our services.

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Modifications

Ruby Capital Group Consulting reserves the right to update or modify these Terms at any time. Updates will be posted on our website. Continued use of our services constitutes acceptance of the updated Terms.

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Governing Law

These Terms are governed by the laws of the State of [Insert State], without regard to conflict-of-law principles.

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For any questions regarding these Terms, please contact:

📧 info@rubycapitalgroup.com